How it works

Illustrates how one concise illustration gives participants answers to all of their pressing questions and confidence to take action when it is required. Our “Account Balance Track” distills volumes of data down to one question: “Is my account balance what it should be?” As illustrated in the Contributor Report sample, the left hand side of How It Works shows the expected “gap” in both the Goals chart (income replacement) and Account Balance Track (current account balance) charts.

The right side shows that after either Option 1 or 2 in the Contributor Report are implemented, the next report would show that the income replacement is now equivalent to the previous report’s first goal and the current account balance is equivalent to the amount needed now using a strategy with a greater contribution and/or expected return.
How it works (continued)

Now, the only thing a participant needs to know every quarter is that her account balance bar is near the goal line. If it is, she will achieve her goal. If all other assumptions remain constant, but she earns less than her expected return, her account balance bars will dip below the line. If this occurs, she will be told to change her investments, contribution or both to get back on track.

How It Works.pdf
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